In April 2023, some states started terminating Medicaid coverage for people who no longer qualified but had continued to receive coverage under a pandemic-era program.1 States now have until June 2025 to resume standard eligibility requirements.2 Theoretically, patients who have their Medicaid coverage terminated should get commercial healthcare coverage through an employer or the Affordable Care Act Marketplace, but there are concerns that many patients will remain uninsured.3,4
To understand whether this termination of coverage varied across different age groups, we studied 196 million emergency encounters between January 2017 and June 2024 to assess the proportions of encounters with a coverage type of self-pay by age group. Because 47.1% of Medicaid and Children’s Health Insurance Programs (CHIP) enrollees are under the age of 18,5 we were particularly interested in how the rate of self-pay encounters changed for pediatric patients.
We found that the self-pay rate for all age groups decreased throughout the period of continuous coverage during the COVID-19 pandemic and began to increase again when coverage terminations began in April 2023, as shown in Figure 1. While most age groups returned to their pre-pandemic baselines by June 2024, patients under age 18 exceeded the pre-pandemic average self-pay rate of 3.4%, reaching a rate of 5.4% of emergency encounters in June 2024, an increase of nearly 60%.